At Earnest, we believe in a world where paying for your education takes less time than earning your degree. Join us on our mission to empower anyone seeking higher education to reduce the total price tag of their degree, supercharge their ability to pay down student debt, and get on the right financial track fast.
A little background on Earnest: We're a remote first FinTech company with an accomplished team who believe consumer lending can be radically improved and are doing something about it. We are disrupting the trillion dollar student loan industry by redefining what it means to be creditworthy. We created a company that combines data science, streamlined design, and technology to:
What makes an “Earnie” culture:
Earnest’s culture is as dynamic as the products we’re building and defining every day. We’re a fast-growing company, and that means we’re constantly integrating the new perspectives of every individual.
Earnies define our culture as:
Our Earnies are fun, innovative, and willing to rollup their sleeves to help their team succeed in a fast-paced environment. If this sounds like you, and you want to join us on our mission to radically disrupt a trillion dollar fintech industry, keep reading to find out how.
The Credit Risk team at Earnest Financial is at the forefront of managing credit risk across our loan products. Our mission is to develop strategies that not only minimize risks but also maximize returns from our lending tactics. We foster a collaborative environment, working cross-functionally to influence technical features and procedural implementation of policies related to loan eligibility, decisioning, servicing, and collections.
Your Role:
As a Senior Credit Policy Analyst, you will play a pivotal role in driving our credit risk management efforts. Reporting to the Senior Manager Credit and Risk, you will:
What You Bring:
We're looking for individuals who share our passion for responsible lending and inclusive teamwork. Your qualifications include:
Earnest believes in enabling our employees to live their best lives. We offer a variety of perks and competitive benefits that include:
At Earnest, we are committed to building an environment where our employees feel included, valued, and heard. Our belief is that a strong commitment to diversity, inclusion, equity, and belonging enables us to move forward with our mission. We are dedicated to adding new perspectives to the team and encourage anyone to apply if your experience is close to what we are looking for.
Earnest provides equal employment opportunities (EEO) to all employees and applicants for employment without regard to race, color, religion, sex, national origin, age, disability or genetics. Qualified applicants with criminal histories will be considered for the position in a manner consistent with the Fair Chance Ordinance.